Ujjivan Financial Services Pvt Ltd




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Region of operation

Punjab, Himachal Pradesh, Haryana, Uttarakhand, Delhi, Uttar Pradesh, Bihar, Rajasthan, Gujrat, Madhya Pradesh, Orissa, Jharkhand, West Bengal, Chattisgarh, Maharashtra, Goa, Karnataka, Tamil Nadu, Kerala, Assam, Meghalaya, Tripura

Headquarters address

Ujjivan Financial Services Pvt. Ltd. Grape Garden, 3rd A Cross, 18th Main, 6th Block, Koramangala, Bengaluru Country: India Zip: 560095

Target problem

Ujjivan Financial Services Pvt Ltd provides full range of financial services to the economically active poor to build better lives, while operating a viable business to provide satisfactory returns for investors.

Key product / Service

Micro-Finance Loans, Insurance, Microcredit

Team size


Number of beneficiaries


Awards and recognition

  • 1) Ujjivan Awarded Innovator in Responsible Business Award by Inc. India Magazine
2) Ujjivan -16th Best Place to Work in Asia 3) Ujjivan recieves the Most Inspiring Workplace award in the NBFC sector 4) Ujjivan ranked #9 in overall
  • #2 in Financial Services Industry as Best Company to Work For.
5) Ujjivan Awarded Innovator in Responsible Business Award by Inc. India Magazine

Funding and Operating Model

Funding round

Higher than Series B

Total funding raised

$ 96000000

Business details

Operating Model: Ujjivan prides itself on being a customer-centric organization that follows a strategy of developing products that directly address customer needs. Ujjivan's emphasis is on providing flexibility to target customers, while improving access and availability of suitable financial services. Ujjivan has developed its entire product suite based on the needs of the various segments of financially excluded customers. Ujjivan has segmented its customers by geographic location, occupation and income level, to identify their needs in order to develop suitable products and services for them. Ujjivan has been exploring avenues to move beyond the group lending model and improve its reach by targeting other underserved customer segments. It has ventured into the relatively high-risk, individual credit segment in urban, semi-urban and rural areas, through a suite of tailored individual lending products.

Partners and key clients

Grameen Bank, Akmi, Microfinance Information Exchange, Microfinance Institutions Network, Delphi Research Services, Elevar equity, Lok Capital, International Finance Corporation.



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